Colorado Home Loan Limits

Couple of Colorado home loan limits we want to make sure everyone is aware of.

Max High Balance Conforming Loan Limits

The Nationwide Max High Balance Conforming Loan for Fannie Mae and Freddie Mac in Colorado is now $726,525 for 2019. These loans are also referred to as Conforming Jumbo, Conforming High Balance, and Super Conforming Loans.

Regular High Balance Loan Limits

The Regular High Balance Loan $561,200, and this also applies to FHA loans depending on the county.

Conforming Loan Limits

Conforming Loan Limits are now at $484,350 and again this depends on different counties.

Down Payment Requirements

Different down payment requirements exist for Conforming Conventional loans.

  • Conventional Loans up to $486K loan amounts require a minimum of 3% down payment.
  • Conventional Loans that are between $486,451 up to the max $726,525 High Cost County Loan Limit are available with down payments as low as 5%.

Rates are falling, we have 30 year conforming at around 4.0%, and we can get FHA rates around 3.75%.

To learn more about Colorado home loan limits, call Vince at 303-818-0699 today.

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