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Mortgage rates are constantly changing, day to day even, but there is nothing more dramatic than looking at the historical mortgage rates. Lately you have probably seen a lot of year over year [...]

There is a lot involved in the home buying process. There is excitement, sure, but there are also a lot of important steps. You have so many questions to consider: What’s your budget? What [...]

Vince Reece, Colorado Mortgage Guy, here to update you on the happenings of Denver Real Estate. The July 2020 updates are… (drum roll please)… more of the same. Inventory remains [...]

Buying and remodeling a “fixer upper” can be a really fun challenge, if you’re into that kind of project. And even if you don’t like to do the work yourself, you can hire a contractor, tell them [...]

The debt to income ratio determines how much debt you have in comparison to your income. This number is important for your lender, because it helps them determine your ability to pay back your [...]

The First Time Home Buyer Savings Account act helps people achieve the American dream of home ownership. In recent years, homeownership has been made more difficult for Americans because of [...]

Couple of Colorado home loan limits we want to make sure everyone is aware of. Max High Balance Conforming Loan Limits The Nationwide Max High Balance Conforming Loan for Fannie Mae and Freddie [...]